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This is part three of our Homeowners Insurance video series:

I’m here with Paul Stokes from American Family Insurance. Personal liability coverage comes with all homeowners' policies. However, it’s often overlooked, and unfortunately, many agents don’t do a great job of having a conversation about the amount of liability coverage someone should have. We advise people to have five times their household income, or their net worth, whichever number is larger. 

This protects you from many things, but a worst-case scenario and a common one you hear about is a slip-and-fall: Someone slips and falls and they hold you liable. They’re injured for the rest of their life, and you get sued. We want to protect your income, your assets, and prevent you from going broke. Make sure you’re covered!

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